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Can worker’s compensation cover my illness?

On Behalf of | Aug 22, 2024 | Workers' Compensation

Work-related injuries and illnesses can be expensive. That is why, in Mississippi, most employers provide worker’s insurance. You could receive compensation if you develop a disease caused by your job’s conditions. Still, you must meet the requirements and complete the paperwork on time.

Workers’ Compensation in Mississippi

The Mississippi Workers’ Compensation Act benefits employees who have an injury or illness related to their job. For example, you may be entitled to compensation if you develop a respiratory condition due to chemical exposure at your workplace. The first step in any health-related issue is to visit a medical provider. Then, you can begin the claim process.

Carefully following all deadlines is crucial in this procedure. You must notify your employer within 30 days of your work-related illness or injury. Once you finish this step, you can file a claim up to two years after the event. Complying with the deadlines can help you avoid early denial.

If your claim is denied and you think it is a mistake, you can seek legal counseling. A lawyer can help you appeal and navigate the legal process. It is vital to remember that the Worker’s Compensation Act only covers injuries and illnesses related to your job. If you are unsure if you are eligible, the assistance of an attorney can also be beneficial in understanding your options.

Receiving your compensation

If your claim is approved, you can obtain benefits that help you lighten the cost of your illness. You could get medical expenses, hospitalization and physical therapy coverage. Also, you could be compensated for lost wages and receive disability benefits. Furthermore, in the unfortunate event of a job-related death, your direct family could receive money to cover the damages.

The Workers’ Compensation Act is an option for Mississippians who, unfortunately, develop illnesses on the job. If approved, the coverage can help you focus on recovering instead of worrying about medical expenses. This can improve your quality of life in challenging times and mitigate the pressure of making ends meet in your household.